Login to view and manage your data and voice usage. cheques The Bank reserves the right to decline any application for an account or credit facility. Find Apple Cash in Wallet. 121885). 121885). is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). If you have written a cheque and this is paid into a bank or building society using cheque imaging, it should debit your account after two Business Days, once the cheque has been presented for payment at the payee's bank. Cheque Imaging is still being rolled out across all banks and building societies within the UK and is due to be fully established in 2019. Access a range of Smile Bank services in the Post Office branches which means you can withdraw, deposit or collect cash from your bank account, pension or benefits. We won't normally charge you for using your smile current account, but there are some fees. First time user? you can transfer cash electronically from another bank account. By the way, Smile is part of the Co-op bank and they do have branches. Registered in England and Wales No.990937. You can pay in a cheque by visiting one of our Co-operative Bank branches, at a Post Office® or by sending the cheque in the post. You will be charged debit interest for using an arranged and/or unarranged overdraft. Box 101, 1 Balloon Street, Manchester M60 4EP. If you are paying a cheque into a Post Office, you should expect to see the cheque clear and credit your account within four Business Days. Once the cheque is credited, if applicable, you will then start to earn interest or interest charges will start to reduce on your overdraft. online to any other UK bank account by the end of the next business day, if made before 9pm. Follow the quick steps using your email address and pay with Verve, VISA or MasterCard. You can also pay money into some other bank's branches, although they may charge you for this. you can pay in cash via any UK Post Office® or any branch of The Co-operative Bank free of charge using your ATM card. Quick and easy registration. You can pay cash into any bank but some may charge you to do the transfer into your bank. and are subject to status and our lending policy. Your smile account saves the time and hassle of paying bills by giving you the option of paying online. This takes four working days. Forgot your password? Setting up direct debits couldn't be easier. We will send payments using the faster payments service 24 hours, 7 days a week meaning most cases the funds will be available in the recipientâs account within two hours. Registered in England and Wales No. Recharge your airtime and data bundles online via XpressRecharge – select the bundle you want to recharge with. and are subject to status and our lending policy. Click here for the form. home > current accounts > managing your account. Important Cookie Information - this message will appear only once, you get a record of every payment you make, there are no limits to the number of bills you can pay in this way, you can set the payment to leave your account on a future date - so you don't even have to remember when to do it, it's easy to change or cancel payments whenever you wish, standing orders can be set up, amended or cancelled online in minutes, you can view and cancel direct debits online, online to any other smile account - instantly, if made before 9pm.