Our API connection can quickly integrate with most of today’s software systems used by retail banks, financial services companies and others that require an identity management solution. Each bureau has its own add-on product that scan for discrepancies with the inputted data. Ordinarily these activities do not result in any non-availability of the Online Services to the Client, but this cannot be guaranteed. As you use our website, we and our third-party providers collect your internet and other electronic network activity information (IP address, device information, and information regarding your interaction with our website) via cookies and other technologies. Q: How long does it take to get setup with CreditAPI? Phone 800-985-4208 Hours: 9am - 6pm EST Billing Inquiries Phone 866-810-2636 Hours: 8am - 5pm EST Model Profile: Includes any scores for models validated for the subscriber. As a more practical alternative, CreditAPI provides over 30 predefined customizable templates that could be used to structure the order and grouping of data that are shown on the credit reports. IDxp is available with an easy-to-use, web-based interface for call center, point of sale environments or via API. Express Portfolio Review All rights reserved. Timely identity verification and authentication allows you to say yes with confidence, but what really differentiates IDxp lies in its digital verification component, which uses behavioral histories to flag actions that appear out of the norm and has learning capabilities to improve results over time. TransUnion IDVision [1] suite can help organizations minimize costs and expand their revenue stream by providing innovative new products and services. TransUnion IDVision eKYC provides a unique AML/KYC solution that can fulfill the bank regulatory requirements for a non-face to face account opening process which no one else in the Hong Kong market can provide yet. A: It is recommended that you do not store credit reports in your system to minimize liability in the event of a security breach. Our API connection can quickly integrate with most of today’s software systems used by retailers, financial services companies and other users that require an identity management solution. Accelerate acquisitions and drive growth through faster, more accurate decisions. You will still see advertising, but it may not be targeted and may not be relevant to you. Other users with access to the same subscriber code will not have access to batch services unless the user has been enabled as a Batch User. This extra layer of detection may prompt you to require more information, delay or decline the transaction entirely. Fraud Detect uses a variety of algorithms to determine the validity of personal identifiers provided by a consumer or business applicant. Making transunion API requests requires you to grant access to this app. A: Yes, FICO scores can be ordered from the bureaus. The ease or difficulty of this can be preset by organizations based on the level of risk mitigation expected. India’s pioneer information and insights company, TransUnion CIBIL provides an accurate and comprehensive picture of each person, and stewards it with care. Unmatched capabilities in multiple layers of assurance of the identity authenticity. That means you need to be able to identify potential fraud quickly and effectively, while not inconveniencing good customers in the process. As a result, companies across industries can identify more good consumers for secure, confident and convenient authentication. Delivering the data required to help lenders make responsible, more informed decisions. Outage to the Open Banking service for the duration of this maintenance window. Proprietary OCR technology will be utilized to read and extract data from identity and other documents. Decision View. Clients can request a copy of the new certificate via the Client Service Desk.