We rate both introductory APR percentage and length (in months) along with the midpoint of the variable regular APR interest rate range. Although a rewards rate of 1.5% isn't bad, other cards offer higher rewards. However, these offers can come and go so it’s important to sign up for Wells Fargo email notifications on current redemption deals. Call Visa Travel and Emergency Assistance Services if you’re in a pinch while on vacation. Check out our review and learn more about the benefits and features of this card. Student credit cards aren't known for their great rewards, but there are some that offer these bonus categories to cardholders for as long as they own the card. Email: … We utilize BLS (U.S. Bureau of Labor Statistics) income and average category spending data to calculate annual earnings rates for rewards cards that offer cash back, points or miles rewards at a set rate on all spending or in consideration of bonus rewards for certain spending categories, like gasoline, groceries, restaurants or travel. I agree to the Privacy and Cookies Policy, finder.com Terms of Use and to receive emails from Finder. But for the first six months, you can make out like a bandit with 5 percent bonus cash on gas, grocery and drugstore purchases. Just a dollar-for-dollar match. By providing my email address, I agree to CreditCards.com’s It also comes with a sign-up bonus: One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening. Check the data at the top of this page and the bank’s website for the most current information. Request a paper check or redeem in $20 increments at a Wells Fargo ATM. Going forward, it’s a great habit to pay off your balance in full each month. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide. It’s less effective after that time — you’ll only receive 1% cash back on all purchases. Although it’s a student card, you can use it like any other credit card. Gift cards: Redemptions start at 2,500 points—a $25 value. Earn 2,500 bonus points after you spend $500 in purchases with your card within the first 3 months of account opening. Recommended Credit Score Our … Have cash automatically deposited into your Wells Fargo savings account in $25 increments or apply rewards as a credit to a qualifying Wells Fargo product. Use your card to pay for your monthly cell phone bill and you'll get up to $600 in coverage, subject to a $25 deductible.This is an outstanding perk for a student credit card, and it makes the Wells Fargo Cash Back College card stand out from other options. There is also review for each features of the card. Up to $600 worth of cell phone protection, When you pay your monthly cell phone bill with the. We want your money to work harder for you. Kevin Joey Chen is a credit cards, banking and investments writer whose work and analysis have appeared on CNN, U.S. News & World Report, Business.com, Lifehacker and CreditCards.com. Yes. When compared among all student cards in our database: See how this card compares to similar cards, Investopedia Credit Card Rating Methodology. When evaluating offers, please review the financial institution’s Terms and Conditions. Yes. The Wells Fargo Cash Wise Visa® card is a solid $0-annual-fee cash-back credit card, offering 1.5% cash back on purchases, an introductory 0% APR period and a decent sign-up bonus. Some of the reviews on the NerdWallet site were purchased through a third party provider. Keep an eye on your inbox—we’ll be sending over your first message soon. Our team evaluates credit cards to determine their value against similar cards on the market. Learn more about how we review products and read our advertiser disclosure for how we make money. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Flexible reward redemption: You can redeem your Wells Fargo Cash Back College℠ card rewards via deposit into a Wells Fargo savings account in $25 increments, at a Wells Fargo ATM in $20 increments, or by requesting a check.