Surveyors regularly featured by Media Outlets including Sky News. This process is done by a licensed land surveyor who will measure the elevation of your finished floor elevation and the lowest adjacent grade to determine your location relative to the flood hazard zone. When we carry out the flood survey, we recommend to you what actions would protect your property from floods. Again, get an elevation certificate to determine your premium rate. We present our findings in a report for you to peruse at your leisure. Enterprise, AL 36330 This process is called a Letter of Map Amendment (LOMA). To talk about your flood survey and elevation certificate needs, please call us today at (614) 591-8665 or fill out our contact form to the right. The land surveyors at Nashville Land Surveying are eager to discuss your potential flood situation with you. The best part is the piece of mind that follows. A flood survey could be the difference between safety and disaster for you, don’t miss this chance! We have real world flood experience and our consultants have industry specific qualifications with Professional Indemnity insurance. This service is also provided to individuals that have been required to purchase flood insurance at the request of a lender. © Copyright Flood Plan Limited 2017 - All text and images of this site are owned by Stormguard Floodplan, and are not to be used or distributed without the express permission of Stormguard Floodplan Limited. Our site visits usually take at least two full days from initial visit to a completed report. As stated above, your mortgage company may be required to ask you to purchase flood insurance. Again, your homeowner policy is useless in this case but a flood policy would cover this damage. Our consultants and engineers are highly experienced allowing us to offer the best advice currently available. This is their prerogative. If these recommendations in the flood survey are implemented we will revisit your property to carry out the installation. If your property has been wrongly categorised as a high risk of flooding, the flood survey can be ebough for you to be eligible for lower premiums. above but the flood risk is higher. Your lowest adjacent grade (LAG) is below the BFE but the lowest finished floor elevation (FFE) is above the BFE. Anyone applying for a mortgage in a flood area must obtain a flood report. This case is similar to 2.b. What is even more concerning is that 2/3rds of people are totally unaware of the flood risk that they face. Our consultants are chosen by leading media outlets including both the BBC and Sky News to discuss flooding when it is in the public eye. Out of the flood hazard zone completely. To arrange for a consultant to speak at your event please contact press@floodprotectionsolutions.co.uk. What is even more concerning is that 2/3rds of people are totally unaware of the flood risk that they face. We have access to different products in the flood sector, along with consultants working across various environmental fields. 2. You should also know that the mortgage lender may also require flood insurance even if it is determined you don’t need it. Remember, the 1-percent chance storm has a 1 percent chance of being met OR EXCEEDED in any year. We'll assume you're ok with this, but you can opt-out if you wish. We follow a holistic approach and look at the issues the site or property is facing and adapt a mitigation plan to suit the client. In this situation, it is possible that the flood insurance requirement may be removed. Our consultants have worked in the industry for numerous years and are award winning- having even represented the UK on water matters. We are regularly asked to speak at events across the UK about flooding. If work is needed this must be carried out before the house or business can be mortgaged. We are passionate about flood defence and work closely with our clients to ensure the solution is not just appropriate for the property, but also the individual. These maps show the areas of potential flooding based on the 1-percent chance storm event. We compile recommendations, along with estimates for recommended remedial action if required. Flood insurance is still highly advisable, even if you’re not required to purchase it but you are located near a stream or lake – so, get a flood survey for your area . FPS Single Door Flood Barrier – Nautilus 200, Site visits and reports conducted by award winning Civil Engineers, Sector specific Professional Indemnity Insurance. A $350 annual policy may well be worth the peace of mind it brings. Damage to property by floods could cost several thousands of pounds to repair. To talk about your flood survey and elevation certificate needs, please call us today at … Would you rather know if your property was at risk from floods? Flood Protection Solutions Ltd has grown into one of UK’s leading flood defence companies, with extensive experience of civil engineering and construction in the natural and built environment throughout the U.K. This case is similar to 2.b. But, because of funding shortfalls, it had been over 15 years for some communities. A flood survey can save you money! We have worked on projects across the UK, and overseas. “Thanks Keith – this [elevation survey & certificate] helped [our client] a lot – quote went down to $460 – down from $2599.”. For those homeowners with a mortgage, purchasing flood insurance is mandatory in a participating community if the loan is federally insured or the lender is regulated by the federal government.